Class 36 : Insurance and Financial Services & more

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Insurance and Financial Services

Financial, monetary and banking services; insurance services; real estate affairs.


A guide to goods covered under class 36

Class 36 includes mainly services relating to banking and other financial transactions, financial valuation services, as well as insurance and real estate activities.

Class includes mainly

  • Financial transaction and payment services, for example, exchanging money, electronic funds transfer, processing of credit card and debit card payments, issuance of travellers' cheques.
  • Financial management and research.
  • Financial appraisals, for example, jewellery, art and real estate appraisal, repair costs evaluation.
  • Cheque verification.
  • Financing and credit services, for example, loans, issuance of credit cards, hire- or lease-purchase financing.
  • Crowdfunding.
  • Safe deposit services.
  • Financial sponsorship.
  • Real estate agency services, real estate management, rental of apartments, rent collection.
  • Insurance underwriting, actuarial services.
  • Brokerage services, for example, securities, insurance and real estate brokerage, brokerage of carbon credits, pawnbrokerage.

Class doesn’t include mainly

  • Administration services relating to business transactions and financial records, for example, book-keeping, drawing up of statements of accounts, business and financial auditing, business appraisals, tax preparation and filing services (Cl. 35 ).
  • Sponsorship search, promotion of goods and services through sponsorship of sports events (Cl. 35 .
  • Cash replenishment of automated teller machines (Cl. 39 ).
  • Freight brokerage, transport brokerage (Cl. 39 ).
  • Quality evaluation of wool and standing timber (Cl. 42 ).

A detailed list of products/goods covered under class 36

accident insurance underwriting

accommodation bureau services [apartments]

actuarial services

antique appraisal

apartment house management

rental of apartments

art appraisal



brokerage of carbon credits


business liquidation services, financial

capital investment

charitable fund raising

cheque verification / check verification

clearing, financial / clearing-houses, financial

credit bureau services

issuance of credit cards


debt advisory services

debt collection agency services

deposits of valuables

e-wallet payment services

electronic funds transfer

electronic transfer of crypto assets

electronic funds transfer provided via blockchain technology

exchanging money


rental of farms

arranging finance for construction projects

financial analysis

financial appraisals in responding to calls for tenders / financial appraisals in responding to requests for proposals [RFPs]

financial consultancy

financial customs brokerage services

financial evaluation [insurance, banking, real estate]

financial evaluation of development costs relating to the oil, gas and mining industries

financial evaluation of standing timber / financial valuation of standing timber

financial evaluation of wool / financial valuation of wool

financial exchange of crypto assets

financial management

financial management of reimbursement payments for others

financial research

financial sponsorship

financial valuation of intellectual property assets

providing financial information

providing financial information via a website

financing services

fire insurance underwriting

fiscal valuation

health insurance underwriting

hire-purchase financing / lease-purchase financing

instalment loans

insurance brokerage

insurance consultancy

insurance underwriting

providing insurance information

investment of funds

issuance of gift certificates

jewellery appraisal / jewelry appraisal

lending against security

life insurance underwriting

loans [financing]

marine insurance underwriting

mobile banking services

organization of monetary collections

mortgage banking

mutual funds

numismatic appraisal

rental of offices [real estate]

rental of offices for co-working

online banking


processing of credit card payments

processing of debit card payments

provident fund services

preparation of quotes for cost estimation purposes

real estate affairs

real estate agency services

real estate appraisal

real estate brokerage

real estate management

rental of real estate

providing rebates at participating establishments of others through use of a membership card

rent collection

repair costs evaluation [financial appraisal]

retirement payment services

safe deposit services

savings bank services

securities brokerage

stamp appraisal

stock brokerage services

stock exchange quotations

stocks and bonds brokerage

surety services

issuance of tokens of value

issuance of travellers' cheques / issuance of travelers' checks

trusteeship / fiduciary